SCOPE OF COVER

Our Home Insurance offers an unparalleled level of cover with loss or damage to the following:

  • Buildings fixtures and fittings including fence and gates
  • Contents in the house
  • All risks for specific items
  • Domestic workers for death or injury as per the wiba Act
  • Employers legal liability at common law
  • Owners/occupiers legal liability

In addition, loss or damage arising from:

  • Fire
  • Lightning
  • Earthquake
  • Explosion
  • Theft
  • Impact damage from road vehicles and falling trees
  • Riot and strike/malicious damage
  • Alternative accomodation in the event of loss
  • Special perils which include hail, snow, wind, hurricane, cyclone, tornado or typhoon, Flood or rain, impact, aircraft or articles falling, subterranean fire