This policy covers loss or damage to the vehicle and its accessories including legal liability to third parties and passengers in respect of death or bodily injury arising from the use of the motor vehicle.

The following risks are covered:

  • Accidental damage
  • Riot and strikes
  • Special perils which include flood ,typhoon, hurricane, earthquake and volcanic eruption
  • Fire
  • Theft
  • Windscreen
  • Radio cassette limit
  • Emergency medical expenses for passengers
  • Towing /recovery charges
  • Third party property damage /Third party bodily injury/Death
  • Passenger liability
  • Loss of Use
  • Road rescue /Excess protector